Emails, texts and notifications that communicate the balance, status and movement of cash are services offered by most banks worldwide and demanded by a vast majority of tech-savvy individuals who carry handheld devices, cell phones, computers and/or interactive screens of any kind.

Since online/home banking was introduced in the early 1980s, the digital and virtual management of monetary funds has become mainstay, and would later become favored over traditional banking, particularly by Hispanic Millennials and certain upscale/affluent Latinos. 

But, there are individuals who've not only failed to embrace online banking, but have yet to open a bank account at all. Lucky for them, opening an account just got a little easier in case they change their minds, because they can now remotely open an account from the comfort of their very own smartphones. 

Mobile Account Opening has just been unveiled by TD Bank, which allows customers to create convenient and reliable personal checking, savings, money market and CD accounts via mobile devices, for ease, comfort, timeliness and convenience. The new development should ultimately work to help jumpstart financial competency and encourage healthy economic practices for those who have little access to banks or simply don't have time to go to a bank to open an account.

When enrolling, newcomers will take advantage of a platform that's specifically designed to engage customers on their mobile devices, and they will be granted the ability to pay bills and transfer funds from their devices. Approximately 62 percent of Hispanics use their devices for online banking with more frequency than they did last year, and that number will likely increase due to TD Bank and other banks that's made similar efforts. 

"Customers value speed and convenience, which makes mobile technology an integral part of daily life," said Rizwan Khalfan, Senior Vice President, Digital Channels, TD Bank Group, in a press release. "Mobile Account Opening is another option for customers to open an account easily and quickly, regardless of where they are."

"TD Bank customers can manage accounts, pay a bill, transfer funds or find the nearest store with a simple click using the TD Bank Mobile App. It's the type of convenient experience customers have come to expect from TD," Khalfan added. 

Android or iPhone smartphone users may open eligible accounts after accepting TD Bank's terms and conditions and notices, and electing to receive disclosures electronically. Consumers will be able to make use of the digital banking, as well as take advantage of the retail, small business and commercial banking products and services that are available at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida.

To learn more about TD Bank, stop by one of the many banks, visit them at www.tdbank.com, find them on Facebook at www.facebook.com/TDBank or on Twitter at www.twitter.com/TDBank_US.