Spanish Personal Injury Law Firm Warns the Hispanic and Latino Community

A reputable Spanish Personal Injury Law Firm, Alianza Legal, warns the Hispanic and Latino community over the auto insurance companies that may be capitalizing on their business and are doing some fraudulent activities.

According to the United States Census Bureau Statistics around 39 percent of people living in California are Hispanics and Latinos and the number of these ethnic groups is growing rapidly in the place. Research suggests that auto insurance companies may benefit financially by paying out fewer claims or paying lower settlements to the Hispanics and Latinos who may not fully understand the coverage of the insurance policy. Alianza Legal also added that California is easy to target because most of the Latinos and Hispanics living in California have little knowledge in using English as a second language.

Alianza Legal said that anyone can be taken advantage of these insurance companies if they are not represented with a legal counsel regardless of their fluency in English. The law firm also noticed that most of the victims were not represented by legal counsel and Alianza Legal would like to raise awareness in the community.

Alianza Legal has served and represented many Spanish-speaking clients claiming for their car accident claims. In a report from PR Newswire, it was observed by the Alianza Legal that most of the car accident insurance companies try to give run around to the Spanish-speaking community. This is despite very unethical for an insurance company to offer something that does not exist by taking advantage of the language barrier of the client and the insurers.

Acquiring insurance is very complicated because it needs an applicant to read everything that is written in the insurance policy. This is true to all because even those who speak in English as their first language have struggles in understanding the insurance policy. Thus, it is very important to have legal counsel and a licensed insurance agent. These are some of the problems where language barriers lead to:

1. Clients who cannot read and understand English will have trouble understanding the policy and they will have no time to do some research to look for some options.

2. It may lead the clients to rely on their family members who might also mislead the client due to the lack of knowledge and information.

3. The inability of the client to understand the policy using the English language will be taken advantage of by the insurers by giving them a policy that does not exist. They will also lie outright.

4. It is also possible for the insurers to charge the client in a bigger amount to get higher commissions.

These are only a few of the possible problems according to Alianza Legal if a car accident insurance applicant is not represented with a legal counsel or a licensed insurance agent.

One of the reasons why this happened in California is due to its growing population and not because of the increase of Latinos and Hispanics in the place. This means that because of the increase in population in California, it is also expected that there will be higher rates of a car accident.