US citizens residing abroad who are eligible for a stimulus payments but hold a non-US bank account, should get either a check or prepaid debit card via a mail.
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If you're qualified for the stimulus check and haven't received it yet, you're probably wondering what's causing the delay.

If it's any consolation, you are not alone in this waiting game. As of early this month, the Ways and Means Committee has revealed that up to "35 million economic impact payments" had not yet been distributed.

People waiting for these funds include tax filers in 2018 and 2019, recipients of federal benefits, and non-filers. In connection to this, the Treasury Department has not announced the delivery date yet for the remaining payments.

When it's Time to Contact the IRS

By this time, perhaps, you haven't contacted the Internal Revenue Service or IRS yet to inform the agency about the payment you have received.

It is important to note that the IRS is presently not issuing direct payments to foreign banks. It does not deliver the amount to recipients of federal benefits either, who typically receive deposits directly to their bank account.

This means the US citizens residing abroad who are eligible for payment but hold a non-US bank account should either get a check or prepaid debit card via a mail.

If you don't have any idea yet, what's the exact status of your payments or what's causing the delay, you might want to consider contacting the IRS already. Before doing so, know the reasons first, for non-receipt of payments. Here are 5 of them:

Your Payments have been Scheduled for Later This Year

As of June 3, the IRS has already distributed 159 million payments. However, distribution has not yet been completed. In April, the government agency forecasted it could take 20 weeks maximum to deliver stimulus checks out.

Your Bank Details with the IRS are Either Outdated or Invalid

The IRS is employing bank details from 2018 and 2019 tax returns to distribute payment. Nevertheless, many tax preparers are setting up provisional accounts for their clients to get their backs.

If this then is the detail the IRS has for you, it said, the stimulus check will then be returned to you, and it will be reprocessed.

Your Bank Encountered a Problem while Having Your Direct Deposit Processed

If your bank is unable to process the electronic or wire transfer of your money from the IRS, the payment will be returned to the IRS, which, in turn, will mail your check to your most currently updated address recorded on file, or the Postal Service.

Child Support is Past Due

If you've gone beyond your due date on child support, according to the IRS, your payment may either be deducted in full or reduced. If that occurs, you will receive a notice from the Bureau of the Fiscal Service.

Scammers may have Intercepted Your Stimulus Check

The FBI already cautioned you to abut scammers who look into stealing your payments. If you get a notice from the IRS informing you that the agency has already sent your money, and all the details are correct, you haven't received the stimulus check and report the incident to the IRS immediately. Surely, the letter includes instructions on how to report non-arrival and receipt of the payments.

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